The bank has long held a monopoly on loans and loans, until credit companies emerged as an alternative. Otherwise, the bank, as one of the largest financial institutions (today we have 31 banks in the Republic of Croatia), is often quite rigorous to potential clients, so it usually seeks loans, excellent credit rating.
The market recognized loans without a bank
And even though people often decide to take out a loan and a loan at a bank, not everyone can fulfill the considerable requirements of banks for granting loans … Every bank has strict lending rules, and we witness this through foreclosures that do not happen so often; The bank sits on debtors on their payday, on the only mortgage … And as the borrowing of the bank requires the fulfillment of conditions that few can satisfy, there is a growing need for loans from credit companies, so-called loans without a bank.
Loans without a bank are best suited to those citizens who for some reason do not meet all the requirements of banks, who are blacklisted by banks for irregular repayment of debt, or whose creditworthiness in HROK (Croatian Credit Registry) is not great. Unlike non-bank loans that come in the form of a short-term loan, raising a loan at a bank can often be difficult because the client is required to have a lot of paper and confirmation, all of which requires time and money (so in the beginning the loan is reduced. and before we came to the cash). And as if the above is not enough, it can often happen that, even though we urgently need the money, the bank, because of its sluggish customer system, leaves it waiting for days, even weeks, to respond to credit and acknowledge all the paperwork.
Loans without a bank online in 24 hours
If we decide to take out a loan without a bank, one of the bigger benefits will be the payment of money in one day, or within 24 hours. This is why credit companies are the right place for anyone who wants to avoid a bunch of paperwork, but also those who need the money right away and not in a week or three.
In such companies that specialize in lending or borrowing, a loan without a bank is practically granted within minutes; that is, as soon as you submit the required documentation (which is far less than banks ask for), the money is in your account. And to most clients, this is what matters most today; easy and fast lending – which is why they are increasingly opting for loans without a bank. And while there are a number of different reasons why non-bank loans are popular with citizens, one of the bigger reasons is certainly the fact that online business is much simpler and faster.
Loans without a bank are also suitable for those who do not manage to do the paperwork or visit the banks by checking what they have to offer, what everything is required for lending, and when the loan can be completed at all. For a loan without a bank, you only need personal information, a few of the most basic receipts, and a little time in which to search for offers and choose the loan model that suits you personally. After the loan has been completed and you have sent the certificates and filled in the information, the credit is approved and the cash is in your checking account for a maximum of 24 hours.
Loans without a bank with much fewer conditions
Loans without a bank may also be requested if you are among clients who do not have a fixed-term employment contract, that is, they are registered for a fixed working time or through another contract; such as a copyright or work contract. You will not have to pay expensive notarization fees for notaries, which banks normally ask for, and you can get a loan without a bank without an employer certification.
Transparent and secure to credit without a bank
The operations of the Credit Companies are verified, secure and transparent – and the client receives money exclusively electronically, into a checking account which must not be blocked.
Most lending companies have years of experience in financing business in Croatia but also in Europe and the world. In addition, lending companies employ lending experts who can always ask for help with something that is not clear to us, but also to help us weigh the positives and negatives of an individual loan, and choose which loan is the best option for us.